Motorcycle Insurance
Motorcycle Insurance
Make Sure Your Motorcycle Is Covered

Linares Insurance Agency understands how important it is to have the motorcycle insurance that is right for you. After all, riding is a big part of your life. You, your family and friends enjoy the open road and the great adventures that come with it. With so much invested in your lifestyle and your vehicle, doesn’t it make sense to be properly insured? Linares protects many types of motorbikes and ATVs, including cruisers, street sports, high performance, touring, mopeds, scooters and trikes. You can even get insurance for your older, classic or antique motorbikes. Give Linares Insurance a call and speak to an agent. We’ll help you choose a motorcycle insurance package that fits your wallet and your biking needs. Once you are covered, get back on the road! Linares Insurance offers:

Bodily Injury & Property Damage Liability If you’re at fault for an accident that injures a person or damages their property, this insurance covers you up to the limit you choose. Nobody wants to think that they could cause injury to another person, but it does happen. Make sure you are covered — why take the risk?

Comprehensive & Collision If your motorcycle has been stolen or damaged, regardless of whose fault it is, this coverage pays to repair or replace it. Select a deductible that you can afford to pay out of pocket. Then Linares Insurance covers the rest.

Uninsured/Underinsured Motorist This provides coverage for your injuries and damages if a person who is at fault for an accident doesn’t have insurance, or is underinsured. Your medical treatment and lost wages are covered regardless of the at-fault party’s insurance status. With all the irresponsible drivers on the road today, it pays to take precautions.

Medical Payments This covers the costs of any necessary medical care you get, due to a motorcycle accident, regardless of who is at fault. The first three years of medical treatment are typically covered, up to a specific dollar amount. In some states, coverage only kicks in after all other medical insurance alternatives have been spent. Consult a Linares Insurance agent to learn about the coverage guidelines in your state.

Custom Parts & Equipment In most states, when you buy comprehensive or collision motorcycle coverage, at least $3,000 of accessory coverage for custom parts and equipment is also included. If you feel you’ve invested considerably more in customizing your vehicle, you can purchase up to $30,000 of additional accessory coverage to insure customized parts that exceed the included value.

Roadside Assistance If your motorcycle, moped, scooter or ATV breaks down, roadside assistance will cover a tow to the nearest approved repair facility. Roadside assistance also covers necessary labor costs at the place where your vehicle was disabled, due to mechanical or electrical breakdown, a dead battery, a flat tire, a lockout, an insufficient supply of fuel, oil, water or other fluids, or entrapment in snow, mud, water or sand, within 100 feet of the road or highway. This is an invaluable bit of coverage.
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