Life insurance is more than a written policy that guarantees a certain amount of money should a tragedy occur to the holder: it’s peace of mind for you and your family. While your loved ones are grieving over your loss and going through the adjustment period, your life insurance policy will provide them with the money they need to live a normal life, stay up with bills, pay off the mortgage, cover medical and funeral costs, and address any tax concerns. With term life insurance from Linares Insurance, you can get the maximum protection for a minimal cost, providing you with that same peace of mind without the financial commitment involved in a permanent life insurance policy.

A life insurance policy with Linares ensures that your family will be provided for, even in the unfortunate event that you are no longer around to do it yourself. With term life insurance, you can choose a specific time period you want covered and pay a low, fixed monthly amount that allows you access to the best of both worlds: coverage and affordability. Term life insurance policies can serve as your family’s standalone life insurance coverage or just as a supplement to an existing policy to provide even more protection should the worst case scenario occur.

The benefits to term life insurance are not limited to saving money, however. Because of the money you do save when compared to a permanent life insurance policy, you are free to take that extra money and invest it as you see fit. Those who are financially savvy can take that money and turn it into extra funds for your family, further providing for them in the event you are no longer around.

With term life insurance, you can ensure protection over a short time period in which your family is heavily reliant on your income. For instance, if your child will be graduating from college in 10 years, or if your home loan goes for 20 years, you can take out a policy for that length of time. This ensures that if your passing occurs during these critical years, your family will not be unable to handle the costs associated with these major life events.

The great part about term life insurance is that it’s a simple, easy to understand concept, and it provides policy owners with added flexibility. With term life insurance from Linares Insurance, you choose the number of years you want the coverage to last, and you pay that same monthly fee until that time period comes to an end. It’s never wise to leave your family unprotected in the event of your death, but there are certain time periods that your loss would leave them even more financially overwhelmed. These are perfect times to take out a term life insurance policy, whether you already have an existing permanent policy or not. For an affordable, flexible life insurance plan that can help your family adjust in the aftermath of your passing, choose term life insurance from Linares Insurance.